About Us

Payday Loans

Ohio is a beautiful city filled with diverse people and an excellent economy. The common economic activities that go on in this lovely state include the following: agriculture, power and resources, manufacturing, transportation and services, etc.

Looking at the many economic activities that consistently go on in the state, we should expect fewer unemployed people, right? However, the state still accounts for about 256,392 unemployed residents, with a current population of about 11.78 million people. This simply goes to show that living an above-average life seems like an extreme sport in this beautiful state.

Thus, even with a good-paying job, living the type of life you wish for seems even more difficult as you have to work more hours while still ending up with an average payday.

Yes, the state of Ohio is one of the great industrial states in the United States, but there are still a lot of reasons to seek an additional source of funding in this lovely state.

Financial emergencies do not announce themselves; they come unexpectedly and could come in the form of medical bills, car repairs, home/appliances repair, the funeral of a loved one, or even an unplanned trip; the list is endless.

Business opportunities may also spring up randomly or occasionally. An opportunity might come up that’d require you to improve your daily business produce; all these may require you to lay your hand on some instant cash. What then do you do? Where else can you turn to for a quick solution?

Why Should You Consider Online Payday Loan Ohio?

In a bid to manage your monthly finances properly, online payday loans may seem like a more suitable option for you right now. These short-term loans are what will really help you get all cash you need, when you need it, and where you need it. So far, its many amazing reviews can speak for itself.

Thus, it’s safe to say that online payday loans in Ohio are worth every good thing you have heard. Thus, the following important factors might make you want to consider taking up an instant cash advance loan in Ohio today:

  • Getting a cash advance loan in Ohio makes it easier for you to cover up for urgent financial needs such as payment on your utility bills, car repairs, and groceries. The majority of the people who take cash advances do so for this very reason.
  • You can quickly secure a business opportunity. Taking up funding in the form of an online payday loan doesn’t always come often for bills alone; you can use it to secure better opportunities for your business that you know very well is necessary for the growth of the business.
  • Some people hate the idea of borrowing from friends or family, so taking up a cash advance seems like the next best option.
  • Getting cash loans from a regular traditional bank seems like a really difficult task right now. Still, with the really swift online application process that comes with online payday loans, you can get all the cash you need in just a matter of seconds.
  • To avoid credit card debt, you can secure an instant online payday loan.

Getting Online Payday Loans in Ohio

A payday loan is an alternative way of getting cash. A lender gives you a certain amount of money for a designated period of time that helps cover up any unexpected purchases and expenses. The borrowed funds are meant to be paid back on your next paycheck (payday).

An important question to ask before getting any form of short-term funding in Ohio is – “are they legal?” This question is vital because not all states in the United States can give out online payday loans to customers as a service.

But it’s good to know that online payday loans in the state of Ohio are completely legal, so you’re free to apply for one whenever and however you need it.

Here are what you get when applying for online payday loans Ohio:

  • An easy and comfortable online application process
  • Quick approval rate
  • Flexible loan terms and agreement
  • No credit checks

You are guaranteed to get an easy and comfortable process when applying for an online payday loan. This can prove pretty effective, especially when you are on the go; online payday loans do not require you to come to a particular location at a specific time to apply for funding.

You can be on your way to work and quickly apply for your desired amount of funding. You can even be at the gym and get all the funds you need in just a matter of minutes.

With our online payday services, you can secure that little amount of funding you want without stress or having to think of how you’d have to stand in long queues. You also get to escape the tiresome process of conventionally filling out an application form on paper, as the online application does not take more than five (5) minutes to complete

This is why we say that getting funding here with us at InstantPaydayOH is very comfortable and easy as everything is done online.

We made our loan offers really easy to apply, thus making it very easy for you to have access to all the funds you need and when you need them.

As discussed earlier, our loan application process takes no more than five (5) minutes, after which you’d be automatically matched with the lender that best suits your lending purpose. If you qualify for the funding offer, your loan will be disbursed to your account as soon as a day.

Our terms and agreement are made open and well defined to all our customers. You can expect no hidden charges on all your offers as we are pretty transparent in all our dealings.

The loan and interest rates are well calculated, and you certainly know the exact percentage you’d be meant to pay back in your loan settlement.

We do not consider your current credit rating or score a critical factor in approving your funding request. This is because, here at InstantPaydayOH, we believe that no one should ever have to be haunted by their mistakes of the past, and irrespective of your current financial condition, you should be able to access the cash you need, and when you need them.

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What You Need to Understand Before Requesting Short Term Loans with InstantPaydayOH

Requesting for a short-term loan can be done quickly with us in just a few basic steps. But still, you must know our basic requirements that could help you know whether or not you qualify for payday funding with us.

Here at InstantPaydayPH, We consider the age factor for those looking to apply for funding with us. This is because we just want to make sure that you can pay back on your loan offer when it’s due.

The following factors also help to play a critical role in your funding process:

  • A valid means of identification is required
  • Employment status: you will need to provide a proof that you are currently employed
  • Checking bank account
  • Current state of residence: you are required to show a proof of your current place of residence, specifically in the state of Ohio

You must be willing to share the above details when necessary.

InstantPaydayOH services are only open to residents in the state of Ohio who have a fixed job and stable income of about $1,000 per month.

What is InstantPaydayOH?

InstantPaydayOH is a lending solution that offers payday loans to anyone currently residing in the state of Ohio.

We are governed by the state and federal lending principles designed to protect you(the borrower). We help residents of Ohio meet their financial needs as we are fully licensed to profer lending solutions.

As a well-trusted lender in the state of Ohio, We are not bothered about your current credit ratings when it comes to getting your payday loan request approved. Instead, We partner with major credit bureaus to help improve your credit rating, and while this is done, you can still participate in any of our funding offers.

InstantPaydayOH is not just concerned about offering easy payday loans in Ohio; Our financial expertise is extended towards improving financial health and emphasizing financial education to all our amazing customers.

There are quite a number of payday lending platforms out there in Ohio where you can get installment loans. However, here at InstantPaydayOH, you deal with Us directly, from the application process to when the settlement of your loan payment is due.

What Makes InstantPaydayOH Different?

Due to the rise of so many online lending platforms, it’s now possible to get payday loans and instant funding anywhere in Ohio. However, here are some things that make Us unique at InstantPaydayOH:

  • We are fully licensed to offer lending solutions in the state of Ohio. Here at InstantPaydayOH, We have both the federal and state backing to disburse loans in the state of Ohio. So long as you meet all our above-stated requirements to apply for a loan, then be rest assured that you are dealing with a well-trusted lender in the state. Our goal is to help residents of Ohio meet their short-term financial needs quickly and effectively.
  • From the comfort of your home or anywhere you are, you can apply for your short-term online payday loans with InstantPaydayOH. Within just about five (5) mins, your loan application request will be sent out for approval to a list of our most trusted direct online payday lenders, and in not more than 24 hours, your loan will be disbursed to your provided bank checking account. Shockingly as it sounds, you can get your loan application request approved and your funds paid on the same day of application
  • Our loan service can be easily accessed anywhere within the state of Ohio with either a laptop or any other digital device that has access to the internet like a mobile phone.
  • We acknowledge long-lasting customers. There are extra benefits attached to being our customer, specifically those that have stuck with us for a very long time. Some of these benefits include higher loan amounts, lower interest rates, and discounts on loan payments.

Payday Cash Advance Loans in Ohio Costs and Regulations

Here at InstantPaydayOH, we are really keen on sticking strictly to the following payday loan costs and regulations in the state of Ohio:

  • The repayment time for a payday loan offer falls between Week one (1) to the end of the 31st day of the month. On the agreed repayment date, the borrower is to ensure he repays the loan to avoid legal actions taken against him. Your loan repayment could also fall on your next payday, approximately 30 days. Proper communication should be given to the lender if the borrower needs more time to pay back the loan, and yes, payday loans can be extended.
  • You can borrow as much as you want, but we advise our borrowers to take an amount they can easily pay back to avoid legal actions taken against them when they fail to repay the loan offer on the agreed date.
  • For every $5 borrowed, a direct payday lender has the right to charge you $1 and nothing more than that. Note that this only works on the basis that your loan offer does not exceed $30.
  • If your loan offer exceeds $100, it attracts a $10 acquisition charge.
  • Online payday loan offers that fall below $100 ($30-$100) attract a legal acquisition charge. This charge is usually one-tenth of the initial payday loan amount.

InstantPaydayOH adheres strictly to the above-stated regulations that help us in carrying out our daily tasks and operations efficiently. These regulations work in favor of both our company of direct payday lenders and all our respective customers.