Thank you for visiting InstantPaydayOH.com (from now on referred to as “Provider”, “our Site”, “we” or “us”, or “the Site”).
To better guarantee that your privacy is safe when using our Site, we’ve provided this page that stands as our official document for explaining our online information practices and the choices you can make regarding how your information is being processed.
InstantPaydayOH is committed to ensuring the security of your privacy and has devoted all the necessary resources to develop the right technology needed to give you the best protection on your daily online experience on our Site.
To make this privacy page easy to access, we’ve placed it on all our site pages, specifically those requiring you to input your personally identifiable information (PII).
It’s safe to say that you’re billing and personally identifiable information are kept encrypted whenever initiated or received online. Personal information is only made accessible to staff, agents, or contractors of Provider.
This privacy policy page applies to all domains and Provider-owned websites. The document covers personally identifiable information (PII) that includes information that relates to an identified or identifiable natural person, anonymous data collection, and aggregated reporting.
Personally Identifiable Information (PII) relates to any information that can be attributed to your name or personal identity.
What we collect
When registering or trying to get access to any of our services, you will be asked to provide your basic information, which includes your username and password.
Your Personally Identifiable Information (PII) that includes your first name and last name may also be requested via an online form on our Site to verify your identity. Other Personally Identifiable Information you’d be requested to provide include, but are not limited to your home address, social security number, fax, date of birth, email address, date of birth, license number, and specific banking and financial information. This information is important only to give you access to third-party sources that best suits your funding request.
When you browse through our Site, you do so anonymously.
We also make use of Non-Personally Identifiable Information (NPII) that include, but are not limited to your IP address (the Internet Protocol address of your computer), internet browser details, visited pages on the site, date and time details, geo position, user’s operating system, internet service provider details, etc.
Information gotten here helps to give us a clear idea of the part of our Site that’s the most visited and the total amount of time spent there.
Your Internet Protocol (IP) address will not be linked to any Personally Identifiable Information (PII) unless you are logged in to our Site.
Like many other official commercial websites, InstantPaydayOH.com may use a standard technology called a cookie in collecting information about how you make use of the site.
Please go through our Use of Cookies below to get better insights on how this works.
InstantPaydayOH also collects data shown in comments form whenever you drop a comment on any of our online contents. Its data like this, that is gotten from a visitor’s Internet Protocol (IP) address and browser user agent string that helps us better filter and detect spamming comments that usually pile up on our Site. This also helps us to prevent the spread of false information on our Site via the comments section.
An anonymized string (often referred to as a hash) that is created from your email address may also be provided to the Gravatar service to check if you are using it. You can find the Gravatar service privacy policy page here – https://automattic.com/privacy/.
On approval of your comment, your profile picture is made visible to the public in context of your comment.
By using InstantPaydayOH, you agree to all our lawful basis – in the form of a contractual act – for the processing of your data as disclosed in our Disclaimer page.
How we use it
We may use your Personally Identifiable Information (PII) and Non-Personally Identifiable Information (NPII) for the following purposes:
- To better improve your user experience on our Site, so you won’t have to input your personal information more than once, with every visit on the Site.
- To provide you all the necessary feedback on your payday loan inquiries.
- To confirm the validity of your provided personal information by sending requests to credit reporting agencies and national databases.
- To provide you with more exclusive payday services, products, and blog content that are relevant to your financial needs.
- To give you direct access to promotional offers.
- To give you feedback on surveys which you completed on our Site.
- To identify specific areas on our Site that you have visited, or visit consistently.
- To allow you access to use the comment feature on our blog posts.
- To enable contents from our Site to be shared on different social media platforms.
- To help give you a personal experience on our website content.
- To update you on special promotional offers on our many payday loan offers, products, and services.
- To better optimize our web analytics.
- For a more efficient and well-targeted ads.
Who we share it with
We are not in the business of selling or renting users’ Personally Identifiable Information (PII).
Provider will only disclose information regarding to your Personally Identifiable Information (PII) only if it is being obliged to us by the law (e.g, a subpoena), or in good faith to (a) continue with a legal process, or (b) guarantee our rights and property, or (c) where we notice any form of dubious activity or practice on our Site that a governmental authority should be noted on, or (d) where your activity on the Site poses a possible threat to the successful operation of our Site or to other of our users.
Thus, your Personally Identifiable Information (PII) may be shared based on the following:
- In the case of a merger or acquisition offer between Provider and another company.
- To resolve any claim that indicates that our content violates the right of third parties.
- With your authorization, as well as to third-party credit reporting agencies and sites by requesting a generalized report on your credit on your behalf or other third-party funding sources that you request for us to identify for you.
- With third party lenders and services to better improve, maintain and provide you with more improved services.
- With sub-processing providers such as Namecheap, PayPal, Stripe, Alphabet Inc, GetResponse, and others in the daily processing of our business activities.
- With trusted sources, affiliates, and other respective partners for more improved advert placements, business management, security, customer behavior research, support and marketing.
Not all information provided will be processed by all the above-listed sub-processors, but conversely, data may be processed by more than the above-listed sub-processors. This is mainly dependent on the nature of the service you’re engaging in or have engaged with us.
Any non-EU, or non-US third party service with whom we share data with are nations that are well noted for having the necessary protection by the EU commission. In cases relating to US third parties, they either all hold Privacy Protection Compliance, or are actively striving towards getting that as at the time of this documentation.
Security
Provider takes all the necessary steps needed to protect the security of your Personally Identifiable Information (PII).
This involves the use of an SSL certification, which is a form of secured encryption that is initiated in the process of collecting or transfer of sensitive data.
Provider also takes reasonable measures to ensure that our authentication procedures play out effectively in protecting your Personally Identifiable Information (PII) from unauthorized access, theft, alteration, misuse, loss, disclosure, and destruction.
Your data is encrypted in password-controlled servers with restricted access and will never share the permission, unless as stated herein.
However, you acknowledge that no system is completely secure, thus, you have a major role to play in the protection of your personal information. Nobody can have access to any of this without having access to both your username and password.
Therefore, we advise you not to disclose any of your sensitive information with anyone.
Use of cookies
Provider’s site is not structured to track, collect or transfer personal information.
We may however gather certain kind of non-identifying site usage data, such as our Site hits and web traffic. This information is mainly used for internal purposes, and none of the statistics gotten from this data contain any Personally Identifiable Information (PII), and do not have access to get such information as well.
We leverage various technologies in collecting information. This may involve the process of sending cookies to your device (computer or mobile phone) to help give you a more personal experience when using the Site.
A Cookie is simply a text (.txt) file that is saved temporarily on your device’s hard disk or memory by a Web page server. This file cannot be used to run programs on your device nor deliver any form of virus threat to your device.
Cookies are uniquely assigned to a user and can only be read by web servers in the domain that it’s being hosted.
You have every right to accept or decline the use of cookies when using our Site. Declining the use of cookies when surfing our Site but this will limit you to certain features and experience of the Site.
Notice for minors
Provider’s services are solely made unavailable to users that are legally termed to as minors. Meaning that anyone that falls under the age of 18 years of age and below are strictly not allowed to have access to any of our online short-term payday lending services.
Notice for foreigners
Provider’s services exclude people who don’t fall between the borders of the United States. Thus, our services only span across residents of the United States, specifically with the state of Ohio.
Our payday lending services are also only made available for residents of the United States who are currently employed or can show proof of a consistent source of income.
Links and affiliation
In addition to our present privacy policy notice, InstantPaydayOH may include links to other websites in certain of its website’s contents.
As a result of this, let it be known that provider is in no way affiliated with the third-party source related to the link, and should not be held responsible for the content or privacy of those other websites.
Thus, we recommend that you take caution whenever you leave our Site to another site via a link on our Site by first getting to know what their privacy policy page is all about, and how they collect and make use of your Personally Identifiable Information (PII).
Problems or Complaints
We are very much open to your comments, opinions, and inquiries about our products and services. We recognize all comments, questions, complaints, and opinions of our platform and take them very seriously.
That being said, we’ll appreciate if you could reach out directly to us if you have any troubling question relating to our current privacy policy notice via our contact us page on the site.
This page is liable to updates in the future, and you’d definitely be notified on all updates made to the page appropriately.