A single adult in Ohio spends about $3,000 yearly on food, while a family of four spends about $8,500 annually.
Food expenses are one of the most overlooked part of a household budget. Given that food items cost very little per unit purchase, it might be difficult to measure the level of influence it has on our monthly household spendings.
It gets worst!
In the past few years, due to inflation, food prices have risen by over 10%. For this reason, over 40 million people struggle to cope with grocery expenses in the United States.
Yes, food is a basic need for the family, but what happens when it becomes difficult to secure? What happens when gaps in your income erupts to impede your financial sustainability?
It’s one thing to “eat”, and it’s another thing to eat healthy.
Recent studies shows that the recent high cost of feeding prevents 65% of Americans from eating healthy. So many persons find it difficult in planning their diet for the month.
To eat healthy is to live healthy. Thus, eating healthy should not be something to debate over when there are solutions like online payday loans in Ohio.
Online payday loans can help you effectively plan out your monthly grocery shopping for the month. This, in turn, will help ensure a healthy and more sustainable lifestyle for you and your family.
How to Shop for Groceries on a Tight Budget?
1. Assess Your Financial Situation and Grocery Needs
Before heading to the grocery store, first evaluate your finances in relation to your grocery needs. You don’t have to spend exorbitantly to eat healthy.
So long as you maintain a regular balanced diet in your household meals, you are good to go.
Depending on your pocket size, you can choose to cut down on expensive cooking ingredients and spices. That is, rather than salmon and cod, you could go for local fishes like kembong and ikan batang.
You could also swap expensive broccolis for more economical vegetables like kailan and kangkong. These greens are still rich in as much fibre, beta-carotene, and vitamin C as you would get in broccolis.
2. Finance Only Groceries You Need
Your shopping list should only include essential groceries and ingredients for the house. Look through your kitchen cabinets to confirm the grocery items you really need.
Research studies show that an average household wastes as much as 30% of all the food they buy. It is a bad money practice to waste food for groceries bought when struggling with your finances.
3. Choose a Reputable Online Payday Loan Provider in Ohio
Choosing the best online payday lender in Ohio can be pretty tricky if you are not careful. Basically, payday loan scam artists are everywhere.
It’s one thing to source for money for grocery shopping, it’s yet another thing to get scammed while doing it. Thus, it helps to remain cautious when looking for reputable online payday loan providers in Ohio for your grocery shopping.
Ensure to get word of mouth from one or two persons before opting for a payday loan provider’s service. It also helps to check if they are properly licensed to render payday lending services in the state of Ohio.
4. Look for Discounts and Sales
It’s no common practice to leverage printable coupons and discount codes when shopping for groceries. If you haven’t been doing this, it’s not too late to get started.
Most provision stores offer weekly sale flyers that allow you get the best deals for your grocery shopping.
Some will also offer you discount on purchases for joining their email list or weekly newsletter. Most of which can be used to access sale prices when shopping in any of their corresponding stores.
Some grocery stores offer a point system that allows you access to discounts on grocery shopping as a loyal customer. The key is to find stores like these and be consistent with your monthly grocery shopping there.
5. Shop Smartly and Economically
Grocery prices may not be all that consistent in every provision store.
As a result, it helps to compare prices in different stores when doing your grocery shopping. This is an effective way of getting the best and cheapest prices on all your grocery items.
The key is to never limit yourself on just one store when doing your grocery shopping.
Leaving your kids at home is yet another very good way to shop smartly for your groceries. Children are easily enticed by what they see. Thus, carrying your child along with you for grocery shopping will definitely tell on your finances.
They always tend to add more and more unnecessary items to the grocery list. It gets worst when you deny them of their privileges and they begin to cry.
Finally, the cheapest and most economic time to buy food stuffs is when they are in their season. Foods that are in their season are usually abundant in quantity and cost less.
They are also very rich in mineral nutrients, flavor, and quality.
Buying these food stuffs in bulk will save you a lot of money in the long run. However, please ensure that you have the necessary things in place to preserve the food stuffs to avoid wastage.
Conclusion
The best way to eat is to eat smart, especially when you’re on a tight budget.
Online payday loans remain the #1 choice for funding when financing grocery expenses on a tight budget.
You don’t have to be bothered about strict loan requirements and payment terms. Our loans allow for flexibility in every aspect.
For instance, given the size of your shopping list, you could to get a payday loan to accommodate such expenses. The loans can then be settled completely at different terms that suit you.
Online payday loans no credit check also offer comfort and convenience in grocery shopping. With the massive adoption in ecommerce shopping, you can now do all your shopping at the comfort of your home.
With an online payday loan, it’s even easier.
Online payday loans are easily accessible online with any internet-enabled device. Thus, you could easily get all the funds while doing your grocery shopping at the comfort of your home.
